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Quiz IBPS Specialist Officer SPL XVI Exam Practice Test

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Quiz

1/10
General Awareness with Special Reference to Banking Industry
The RBI raises the CRR requirement for banks while leaving the SLR unchanged. Which immediate balance-sheet effect follows from the change?
Select the answer
1 correct answer
A.
A larger portion of eligible liabilities must be maintained as cash balances with the RBI, reducing funds available for lending
B.
A larger portion must be invested in government securities, while cash balances with the RBI remain unchanged
C.
Banks may count additional loans to priority sectors as reserves held with the RBI
D.
Banks must transfer more customer deposits to DICGC, reducing their statutory liquidity holdings

Quiz

2/10
Computer Networks
A router has these IPv4 routes: 172.16.0.0/16 via R1, 172.16.8.0/21 via R2, and 172.16.10.0/24 via R3. A packet for 172.16.11.9 arrives. Assuming no policy-based routing, which next hop is selected?
Select the answer
1 correct answer
A.
R1, because the /16 route covers the destination
B.
R2, because the /21 route is the most specific matching route
C.
R3, because the /24 route is more specific than the other routes
D.
The router drops the packet because two routes overlap

Quiz

3/10
Database Management
During month-end reconciliation, a transaction reads the same account row twice. Between those reads, another transaction updates and commits the row, so the first transaction sees different values. Under SQL standard isolation-level guarantees, what is the lowest isolation level that prevents this non-repeatable read?
Select the answer
1 correct answer
A.
Read uncommitted
B.
Repeatable read
C.
Read committed
D.
Serializable

Quiz

4/10
Operating Systems
A process references a virtual page that belongs to its address space but is not currently resident in physical memory. The page table marks it as not present, and no access-permission violation has occurred. What should the operating system do next?
Select the answer
1 correct answer
A.
Terminate the process because a not-present page is necessarily an illegal address
B.
Bring the page into a frame, update the page table, and resume the faulting instruction
C.
Grant the process kernel mode temporarily so it can access the page directly
D.
Copy the page table to disk and restart the process from its entry point

Quiz

5/10
Agronomy
A farmer on a strongly phosphorus-fixing soil is establishing a row crop. To improve early root access while limiting contact between soluble phosphate and the bulk soil, the fertilizer should be applied by:
Select the answer
1 correct answer
A.
Broadcasting it over the field well before sowing
B.
Placing it in a band near the seed row without direct seed contact
C.
Applying it as a top-dressing after the crop has developed a dense canopy
D.
Mixing it uniformly through the entire plough layer

Quiz

6/10
Soil Science
A field has high electrical conductivity in its saturation extract but a low exchangeable sodium percentage. The soil is saline rather than sodic, and drainage is adequate. Which initial reclamation approach best fits this diagnosis?
Select the answer
1 correct answer
A.
Apply good-quality water to leach soluble salts through the soil profile
B.
Apply gypsum first to replace exchangeable sodium on the clay complex
C.
Add lime to neutralize the soluble salts before irrigation
D.
Increase fertilizer application to displace salts from the root zone

Quiz

7/10
Crop Protection
A monitored insect population is rising but remains below the estimated level at which crop loss equals the cost of control. The local recommendation is to act before that level is reached. Which decision rule best fits this situation?
Select the answer
1 correct answer
A.
Wait until the pest population has caused visible economic damage
B.
Initiate control at the economic threshold, before the economic injury level is reached
C.
Treat whenever any pest is detected, regardless of population trend
D.
Set the economic injury level equal to the cost of monitoring

Quiz

8/10
Agricultural Finance
A bank is assessing a seasonal crop loan for a farmer cultivating two crops on different areas. Which basis most appropriately determines the crop-production credit requirement before individual borrower adjustments?
Select the answer
1 correct answer
A.
The highest amount previously sanctioned to a farmer in the village
B.
The applicable scale of finance for each crop multiplied by the relevant cultivated area
C.
The market value of the farmer’s land divided by the number of crops
D.
The farmer’s expected profit after harvest, without reference to cultivation costs

Quiz

9/10
Official Language Policy
A bank training note states, “Because Article 343 names Hindi, Hindi is the national language of India.” Identify the precise constitutional error in that statement.
Select the answer
1 correct answer
A.
Article 343 makes Hindi the official language of every State.
B.
Article 343 provides for Hindi as the official language of the Union, not as a constitutionally declared national language.
C.
Article 343 gives every language in the Eighth Schedule equal status as an official language of the Union.
D.
Article 343 makes Hindi an official language only for parliamentary proceedings.

Quiz

10/10
Hindi-English Translation
Translate the sentence into English: “यद्यपि शाखा को सभी आवश्यक दस्तावेज़ मिल गए थे, फिर भी मूल प्रमाणपत्र की पुष्टि होने तक आवेदन पर निर्णय नहीं लिया जा सकता था।”
Select the answer
1 correct answer
A.
Although the branch had received all the required documents, it could not decide on the application until the original certificate had been verified.
B.
Despite the branch received all the required documents, it could not decide on the application unless the original certificate was verified.
C.
The branch could decide on the application as soon as it received the documents, even though the original certificate remained unverified.
D.
The branch had not received the documents, so it postponed verifying the original certificate and deciding on the application.
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Info quiz:

  • Quiz name:IBPS Specialist Officer SPL XVI Exam Practice Test
  • Total number of questions:286
  • Number of questions for the test:50
  • Pass score:70%
  • Number of topics:22 Topics
Study topics:Number of questions:
  • Agricultural Finance:13 Questions
  • Agronomy:13 Questions
  • Banking Regulation:13 Questions
  • Computer Networks:13 Questions
  • Constitutional Law:13 Questions
  • Consumer Behaviour:13 Questions
  • Contract Law:13 Questions
  • Crop Protection:13 Questions
  • Database Management:13 Questions
  • English Language:13 Questions
  • Fondamenti di Cybersecurity:13 Questions
  • Fundamentals:13 Questions
  • General Awareness with Special Reference to Banking Industry:13 Questions
  • Hindi-English Translation:13 Questions
  • Human Resource Management:13 Questions
  • Industrial Relations:13 Questions
  • Logical Reasoning:13 Questions
  • Marketing Management:13 Questions
  • Official Language Policy:13 Questions
  • Operating Systems:13 Questions
  • Quantitative Aptitude:13 Questions
  • Soil Science:13 Questions

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